The Razorpay Checkout offers multiple payment methods, allowing your customer the flexibility to complete the payment using the payment method of their choice. This improves user experience and allows you to offer alternate payment methods to your customer in the case of downtimes or low success rate with one of the payment methods. For example, if you are facing downtime with netbanking, the customer can complete the payment using cards or wallets.

You can view the payment methods enabled for your Razorpay account on the Razorpay Dashboard. Also, you can raise requests for additional payment methods or providers.

View Payment Methods🔗

To view payment methods enabled for you:

Log in to the Razorpay Dashboard.
Click Settings in the left menu.
Click Payment Methods to view the payment methods enabled for your Razorpay account.
You can also request for Additional Payment Methods from your Razorpay Dashboard.

Handy Tips
For more information read Payment Methods Dashboard.

Supported Payment Methods🔗

Following are all the payment modes that the customer can use to complete the payment on the Checkout. Some of them are available by default, while others require approval from us. Raise a request from the Dashboard to enable such payment methods.

Payment Method	Code	Availability
Debit Card	`debit`	✓
Credit Card	`credit`	✓
Netbanking	`netbanking`	✓
UPI	`upi`	✓
EMI - Credit Card EMI, Debit Card EMI and No Cost EMI	`emi`	✓
Cardless EMI	`cardless_emi`	Requires Approval and Integration.
Bank Transfer	`bank_transfer`	Requires Approval and Integration.
Emandate	`emandate`	Requires Approval and Integration.
Pay Later	`paylater`	Requires Approval.

Supported Wallets🔗

The table below lists the various wallets available to you. Some of them are available by default, while others require approval from us. Raise a request with our Support Team to enable such wallets.

Wallet Provider	Availability	Wallet Code
FreeCharge	✓	`freecharge`
PayZapp	✓	`payzapp`
Airtel Money	✓	`airtelmoney`
MobiKwik	✓	`mobikwik`
JioMoney	✓	`jiomoney`
Ola Money	Requires Approval	`olamoney`
PhonePe	Requires Approval	`phonepe`
PhonePe Switch	For businesses that are registered with PhonePe Switch Only	`phonepeswitch`
PayPal	International Payments Only Requires Approval.	`paypal`
Amazon Pay	Requires Approval and Integration	`amazonpay`

Supported UPI apps🔗

You can accept payments from customers through UPI apps, such as Google Pay, BHIM UPI and PhonePe. Razorpay supports multiple third-party UPI apps and has direct integration with Google Pay.

You can select the appropriate method of UPI integration based on the kind of checkout experience you want to give your customers.

Google Pay Integration🔗

In addition to the standard and custom checkout integrations, there are certain intent-based payment flows that you can enable on your Checkout. Know more about Omnichannel and Google Pay SDK integrations.

Transaction Limits🔗

International Payments🔗

With Razorpay, you can accept payment in any of our supported international currencies.

However, the settlements are made in INR. The payment is converted using the exchange rate at the time of payment creation. Know more about International Payments FAQs.

Payment Method Error Codes🔗

Payment Method Error Codes