Payments

Payment Methods

Wallets

Paypal

PayPal

Integrate PayPal with Razorpay to accept international payments. Check how Razorpay handles currency conversions for you.

PayPal is a payment method that you can integrate with your Razorpay Checkout integration to accept payments in international currencies.

You can accept payments based on the transaction limit of your PayPal account. Know more about the other payment methods and the transaction limits.

Advantages🔗

Integrating PayPal as a payment method on Checkout offers you the following advantages:

  • Better Success Rates
    Enjoy up to 20% higher success rates.
  • Faster Settlement time
    Get paid on a T+1 settlement schedule.
  • Wide user base
    Reach Over 30 Crore PayPal users around the world.
  • No additional charges
    PayPal defines the rates for transactions.
  • Currency Conversion
    Handle currency conversions from INR to your customer's native currency.

Onboarding Process to Enable PayPal🔗

Watch this video to see the onboarding process to enable PayPal on your checkout form.

Handy Tips
The PayPal section is visible only in the Live mode on the Razorpay Dashboard.

To enable PayPal:

  1. Log in to the Razorpay Dashboard.

  2. Scroll to the PayPal section and click Link Account.

    link

  3. Upon redirection to PayPal:

    • If you do not have a PayPal account, you need to complete the verification process and KYC. This will include confirming your email address by clicking on the link sent to you by PayPal.
    • If you already have a PayPal account, you need to authorise Razorpay to accept payments.

You should now be able to see your PayPal enablement status set to Pending on your Razorpay Dashboard. PayPal will activate your account within 48 hours if all of the previous steps are successfully completed.

You can now proceed with the integration. This depends on how you have integrated Razorpay on your website or application.

By default, your PayPal account is configured to receive USD payments. You can enable more currencies on your account from your PayPal Dashboard.

Standard Checkout Integration🔗

If you are using Razorpay Standard Checkout, you just need to enable PayPal from your dashboard and complete the onboarding procedure.

Once the onboarding is completed and PayPal is enabled for you, it appears on your checkout form for all supported currencies.

Currency Conversion🔗

PayPal Currency Conversion feature allows your customers to convert international payments in INR (or other currency) to a currency of their choice. This enables businesses to continue accepting payments via PayPal.

You will have your PayPal account configured to receive payments in all currencies. You can pass the currency in INR to Razorpay or enable more currencies on your account from your PayPal dashboard.

PayPal does not accept payment requests in INR. Razorpay facilitates currency conversions from INR to your customer's home currency.

  • By default, the PayPal conversion feature is enabled on Standard Checkout for all merchants, with PayPal account linked with the Razorpay account.
  • This is currently supported only on Razorpay standard checkout integration.
  • Indian merchant's/seller's PayPal account can accept cross-border payments only from non-Indian customers (non-Indian PayPal account) in non-INR PayPal supported currencies.

Razorpay applies open exchange rates for currency conversion on an hourly basis.

When converting currencies on a payment or transfer, the standard PayPal charges will be applicable.

Settlements🔗

You receive the payments made using PayPal directly to your PayPal wallet. PayPal makes the settlements in INR.

Refunds🔗

Refunds - PayPal Balance Required
Ensure you have sufficient balance in your PayPal account before you initiate a refund.

Refunds can be initiated by you either from the Razorpay Dashboard or by using the Refunds API.

The refund amount is deducted from your PayPal account and credited to your customer's PayPal account.

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